Lightning Banking Apps
Neobanks and payment apps allowing fiat transactions via Lightning rails.
RedotPay - Global Crypto Debit Card & Stablecoin Payment App
RedotPay offers a digital-first crypto debit card allowing users to spend stablecoins globally. The platform features a multi-currency wallet, P2P marketplace, international transfers, and crypto-backed credit, bridging blockchain assets with everyday fiat spending.
Xapo Bank - Secure Bitcoin Banking, Lending, and Investment Services
Xapo Bank is a regulated financial institution offering an all-in-one app for securing, transacting, and growing Bitcoin wealth. Services include high-yield BTC savings, Bitcoin-backed loans, a cashback debit card, and access to global investments with industry-leading security infrastructure.
Revolut - Multi-Currency Banking, Crypto Exchange & Travel Cards
Revolut is a financial super-app offering multi-currency accounts, debit cards with cashback rewards, and access to cryptocurrency trading, stocks, and savings. The platform supports fiat-to-crypto exchanges and traditional banking services for global travelers and traders.
Plutus - Bitcoin Debit Card & Banking App
Plutus is a financial application that provides Bitcoin debit cards, allowing users to spend Bitcoin at traditional merchants by converting it to fiat at the point of sale. The platform also serves as a banking app for managing digital assets and fiat transactions.
Revolut - Digital Banking, Crypto Services & International Payments
A global fintech platform offering digital banking, multi-currency accounts, debit cards, and investment services. Revolut allows users to hold cryptocurrencies including Bitcoin and facilitates international money transfers, though it is primarily a fiat-focused neobank rather than a dedicated Bitcoin payment processor.
Bitwala - Bitcoin Wallet & Visa Card for Everyday Spending
Bitwala is a regulated European fintech app that combines a Bitcoin and Ethereum wallet with a physical and virtual Visa card. It allows users to hold crypto assets, buy Bitcoin with SEPA transfers, and spend instantly at merchants and ATMs without manual conversion.
Mt Pelerin - Personal Crypto IBAN Service
Mt Pelerin offers a service that generates a personal IBAN, allowing users to receive traditional bank transfers and automatically convert them into cryptocurrency in their self-custodial wallet. The platform supports receiving salaries or payments in crypto and sending bank transfers using funds from your wallet, bridging traditional banking and blockchain networks.
Bit2Me - Regulated Crypto Exchange & Banking Platform
Bit2Me is a regulated Spanish cryptocurrency platform allowing users to buy, sell, and store over 400 cryptocurrencies including Bitcoin. It offers fiat on-ramps, a digital wallet, crypto-backed cards, lending services, and educational resources, backed by Telefónica and Investcorp.
Bringin - Bitcoin Exchange, Neobank, and Lightning Wallet
Bringin is a complete Bitcoin ecosystem allowing users to buy, sell, and send Bitcoin via Lightning Network and on-chain. It offers a regulated virtual IBAN, Visa debit cards for spending crypto as fiat, and a self-custodial wallet for European residents.
wavecard® - Bitcoin Debit Card & Lightning Spending Service
wavecard® is a VISA debit card that allows users to spend self-custodial Bitcoin directly from their Lightning wallet. It features 0% FX fees, support for contactless payments via Apple Pay and Google Pay, and seamless integration with the Nostr Wallet Connect protocol for pseudonymous spending across the European Economic Area.
Wave.space - Bitcoin Debit Card, Exchange & Banking App
Wave.space is a Bitcoin-focused banking app offering a Visa debit card (wavecard) that spends Bitcoin directly via Lightning Network and Nostr Wallet Connect. Users can buy and sell BTC using EUR, manage personal virtual IBANs, and access EU-licensed financial infrastructure for seamless on-chain and off-chain transactions.
Blitz Wallet - Global Bitcoin Lightning Payments & Stablecoin App
Blitz Wallet is a self-custodial global payments app built on Bitcoin's Lightning Network. It offers zero-fee contact payments, stablecoin support (USDB), and instant settlement for individuals and merchants worldwide without requiring a bank account.
Worldline Global - Digital Currency & Closed-Loop Payment Ecosystems
Worldline offers digital currency solutions for financial institutions, enabling the creation of private blockchains, digital wallets, and closed-loop payment ecosystems. The platform supports stablecoins, loyalty programs, government aid distribution, and tokenized assets like DaVinci Gold.
Cash App - Digital Banking, Bitcoin Investing & Debit Card Services
Cash App is a financial services platform that allows users to send, receive, and manage money, as well as buy and sell Bitcoin and stocks. It offers a customizable Visa debit card, cashback rewards, and security features for everyday transactions.
Bitnob - African Bitcoin Platform for Business Payments, Wallets, and Cards
Bitnob is a comprehensive financial platform enabling businesses in Africa to send, receive, and save Bitcoin and fiat currencies. It offers global payments, multi-currency wallets, virtual cards, and crypto-backed lending solutions via a secure web dashboard and API.
Bitnob - Bitcoin Virtual Cards, Cross-Border Payments & Multi-Currency Wallets
Bitnob is an African Bitcoin platform offering virtual cards for global spending, multi-currency wallets (BTC, USDT, USDC, NGN), and cross-border payment solutions for businesses and individuals.
NebulaCard - Crypto-Backed Virtual Debit Card & Wallet
NebulaCard is a virtual debit card service that allows users to spend cryptocurrency (top-up with USDT) worldwide at online shops and physical stores via Apple Pay and Google Pay. It features a referral reward program for earning commissions and operates as a web application or Telegram mini-app with KYC requirements.
Blink - Self-Hosted Open Source Banking Platform on Bitcoin and Lightning
Blink is an open-source, self-hostable core banking platform designed to launch community banks on Bitcoin and the Lightning Network. It provides modular components including a backend core for transaction management, Stablesats for fiat hedging, and various client applications like a mobile wallet and admin dashboard.
Bipa - Brazilian Bitcoin Neobank, Credit Card, and Wallet
Bipa is a Brazilian fintech offering a digital banking app to buy Bitcoin via Pix or credit card. It features a credit card with Bitcoin cashback (Satsback), recurring DCA with zero fees, and supports Lightning Network transactions for instant transfers.
River - Bitcoin Investment, Banking & Exchange Platform
River is a financial platform that allows users to buy Bitcoin instantly, earn interest on cash balances paid in BTC, and manage Bitcoin banking with zero-fee recurring buys. The service offers FDIC-insured cash holdings, proof of reserves, and a secure environment for long-term Bitcoin investment.